Apple Ledger User Guide

User Guide

Set up ledgers and accounts, record transactions with receipt OCR, review budgets and reports, track recurring bills, use Widget and Watch quick entry, and protect local finance data.

Apple Ledger Support Privacy Policy
1

Set Up Your Ledger

  1. Create a ledger for a person, family, project, or business scenario.
  2. Add accounts such as cash, bank cards, credit cards, deposits, loans, or other assets and liabilities.
  3. Organize categories, tags, merchants, projects, and members before recording daily transactions. Current advanced features are free; there is no StoreKit product, membership tier, Pro subscription, or paywall.
Create ledgers and accounts from the iPhone dashboard.
Create ledgers and accounts from the iPhone dashboard.
2

Record and Review Transactions

  1. Add expenses, income, transfers, refunds, reimbursements, loans, installments, fees, or balance adjustments.
  2. Attach notes and receipt images when they help explain a record, and use local Vision OCR for receipts or bills you choose.
  3. Use dashboard cards, category rankings, merchant rankings, net-worth details, and trend charts to review spending and assets.
Record expenses, income, transfers, notes, receipt images, and OCR-supported details.
Record expenses, income, transfers, notes, receipt images, and OCR-supported details.
3

Budgets, Recurring Bills, and Reminders

  1. Create budgets by month or category, then review progress and threshold reminders.
  2. Use recurring templates and subscription items to track bills such as rent, services, memberships, and subscriptions you pay elsewhere.
  3. Grant notification permission if you want local reminders for subscriptions, recurring entries, budgets, deposits, credit cards, or installments.
Track subscriptions, recurring entries, and local reminders.
Track subscriptions, recurring entries, and local reminders.
4

Privacy, Sync, and Backup

  1. Finance data is stored locally. Optional iCloud sync uses your private iCloud account through CloudKit. Shared ledgers use Apple system CloudKit Sharing invitations and roles, while Widget, Watch, and the main app share local data and preferences through App Group.
  2. Enable the privacy lock to protect the app with Face ID, Touch ID, or device authentication.
  3. Use JSON or ZIP backup and restore for full app data, including receipt images, or use CSV, Excel, OFX, QIF, and PDF workflows for imports, exports, and reports.
  4. Before release, validate final App Group, iCloud container, CloudKit Sharing, Widget/Watch quick entry, App Shortcuts, macOS menu bar quick entry, and remote-change notification behavior on signed devices or TestFlight.
Use settings for free advanced features, themes, privacy lock, iCloud sync, backup, import/export, and data tools.
Use settings for free advanced features, themes, privacy lock, iCloud sync, backup, import/export, and data tools.
For help, contact balamanigill@gmail.com.

Local financial records, no ads or paywall, optional private iCloud sync, App Group sharing for Widget/Watch, local OCR, notifications, and biometric lock.